Our debt consolidation plans are available to anyone who qualifies.
When you come on-board, you’ll be connected with an experienced team of negotiators who connect directly with each of your creditors.
We deal with your credit card companies, hospitals, banks and more so that you don’t have to. During the entire process, you’ll be protected from harassing phone calls, insistent emails, in-person visits and other high-pressure tactics that creditors and collections agencies use to force payment.
The ultimate goal of these negotiations is a single, lump-sum payment that resolves all included debts once and for all. Most of our cases can be taken care of in 24 to 48 months.
To help you save up for your eventual payoff, we offer an FDIC-insured trust account into which you may make monthly deposits. While no case is typical, we’ve consistently reduced our customers’ total debt loads by as much as 50 percent.
Over time, the savings that we’re able to secure could enable you to begin building up an emergency fund or adding to your existing retirement account. For many past clients, our program was a turning point. Before enrolling, they lived paycheck to paycheck and could still barely afford to make ends meet. After completing our program, they finally had the means to prepare and save for the future.
Debt Relief Institute is a legitimate, reputable company dedicated to helping clients address overwhelming debt. We’re A+ rated by the BBB, and our team of debt arbitrators is certified through the IAPDA (International Association of Professional Debt Arbitrators). Furthermore, we have over 50,000 five-star reviews of the Debt Relief Institute program. For us to work effectively with creditors on behalf of clients, trust and professionalism are paramount. Therefore, if you’re looking for a trusted partner to help you address your outstanding debts, Debt Relief Institute could be the right choice for you.
While you’re participating in a debt relief program, you may decide to do things such as halt payments to lenders while the debt relief company negotiates on your behalf. In doing so, you can expect your credit rating to decline during the initial part of the debt relief process. You should view this decline as a temporary condition to be addressed as you move toward being free from debt. As your debts are paid off, your credit score should begin to rise. In fact, many of our clients find that their credit score has returned to the same rate if not higher, by the time they graduate. Once you graduate, you can also take additional steps to build your credit rating back up, such as paying bills on time, keeping your level of outstanding debt low, and using your credit cards and paying off the balances each month.
The National Debt Relief program is a service offered by National Debt Relief to help consumers get out of debt. We specialize in helping consumers who’ve become unable to continue making their monthly payments and are feeling overwhelmed by debt. In our program, a certified debt specialist will review your credit history and make sure you’re eligible for our program. Then, our team will work with your creditors to reduce the overall amount of your debt. Once we work through all of your accounts, you’ll have a clean slate and be back on the path to financial independence.
Truthfully, just graduating from our debt settlement program should help to rebuild your credit score. While your credit score may decline initially while undergoing debt settlement, many of our clients find that by the time they graduate, their score has returned to the same rate if not higher than when they started. It’s also important to remember that once your debt is paid off, it should be much more manageable to pay off your purchases without putting everything on credit. The fact that you’re not delaying or missing payments should help to improve your credit score as well.
If you find yourself unable to pay your credit card debts due to matters such as a loss of income or unemployment, you have options. You may even qualify for debt settlement. In debt settlement, you work with your creditors to settle your debt for less, and your monthly payments are often much lower than they would be if you continued to just pay your minimums. Another option could be bankruptcy. However, bankruptcy can have serious financial repercussions that could last for many years to come. If you’re interested in getting out of debt, you should consult with a financial advisor to determine the best option for you.
